PAWA Africa
Verified
SME Finance & Credit Specialist
- Dar es Salaam
- Temporary
- On Rotation
- 2 openings
The essentials
- Experience2 Years
- Career levelEntry Level
- ShiftOn Rotation
- EducationDegree in finance, accounting, banking, economics, investment, business management or related field; at least five years relevant experience in SME finance, business banking, lending, credit assessment, development finance, transaction advisory or similar
What you’ll be doing
About the role
The appointed specialist will provide part-time financial assessment and transaction-support services to prepare credible funding applications and identify suitable finance products. Duties include reviewing business and financial information, assessing credit readiness and repayment capacity, identifying financial and transaction risks, recommending suitable funding products, and supporting the preparation of high-quality funding applications.
Work details
Type: Temporary/Contract (part-time, outputs-based)
Location: Dar es Salaam, Tanzania (on-site, rotational shifts)
Salary: 1,500,000 - 2,000,000 TZS
Responsibilities
The appointed specialist will provide part-time financial assessment and transaction-support services to prepare credible funding applications and identify suitable finance products. Duties include reviewing business and financial information, assessing credit readiness and repayment capacity, identifying financial and transaction risks, recommending suitable funding products, and supporting the preparation of high-quality funding applications.
Work details
Type: Temporary/Contract (part-time, outputs-based)
Location: Dar es Salaam, Tanzania (on-site, rotational shifts)
Salary: 1,500,000 - 2,000,000 TZS
Responsibilities
- Conduct financial and credit assessments of SMEs and small businesses.
- Review business profiles, trading history, revenue models, customer base and growth opportunities.
- Analyse bank statements for turnover patterns, unpaid items, deductions, cash-flow pressures and account-conduct risks.
- Review management accounts, financial statements, income & expense records, debtor and creditor information and existing debt obligations.
- Assess reasonableness of funding amount and proposed use of funds; evaluate cash flow, affordability and repayment capacity.
- Identify material credit, financial, customer-concentration, compliance and operational risks.
- Provide finance-readiness support: identify gaps, recommend improvements to financial records and cash-flow information, prepare itemised use-of-funds schedules, review financial projections and test assumptions.
- Support preparation of funding applications and recommend suitable finance products.
What we’re looking for
Must-have skills
- Financial and credit assessment of SMEs.
- Reviewing bank statements and management accounts.
- Assessing cash flow, affordability and repayment capacity.
- Identifying credit, financial, compliance and operational risks.
- Preparing or supporting funding applications and testing financial projections.
- Direct experience in business banking, SME lending, credit assessment, development finance or transaction advisory.
About the employer
PAWA Africa
Professional Training & Coaching · Johannesburg, South Africa Verified
About Us
PAWA Africa (Pvt. Ltd.) is a Johannesburg-based company operating in Professional Training & Coaching. The organisation delivers training and coaching services aimed at individual and organisational development, with programs designed and deli
Employee reviews
Worked here? Your insights help others make better career decisions.
Share your experienceExplore
Where to next?
Pick up this job's thread — same company, category, city or schedule
Hiring for a role like this?
Post a job free — AI writes the ad and screens every applicant
Post a job free